Next to affiliate marketing, refer and earn sites are widely utilized one to build a passive income online.
Interest income, rental income, and royalties are also the better way to build passive income but they need huge investment to make considerable money.
But either affiliate marketing or refer and earn programs require huge efforts to make considerable money.
I recently came across a Linkedin post where the Gentleman threw the question to everyone “What do you do if you lose your job tomorrow?”.
Many people accepted they are economically challenged and few stated they will lose the comfort they are enjoying now but only three or four including me commented in a positive way.
We are making passive income through blog or rental or through other means so we are financially less threatened.
Though the question was thrown for discussion it may happen in real to anyone at any time.
Building a second sustainable income is the best way to become independent of others. The Internet made this possible in the 21st century through many options.
If you are the one looking for lucrative refer and earn sites then this post will be the useful for you forever.
This is a long read but divided under categories so to jump to the respective section press ctrl+F search for the below keywords for easy navigation.
|1. Academics||2. Banking and trading|
|3. Cashback and deals||4. Ecommerce sites|
|5. Games||6. Hosting and domains|
|7. Payment apps||8. Travel and hospitality|
|9. Job portals||10. Generate Leads|
Refer and earn sites in Academics
- Simplilearn – On referring your friends to take any provided online course you get an amazon voucher and your friend gets 15% discount on course cost.
- Apna course – On referring your friends you get Apna points which could be redeemed later.
- Lynda.com –You get referral money when you introduce your friends to Lynda for the membership program.
Refer and earn sites in Banking and Trading
1.ICICI Bank – When you promote their bank products like pockets to your friends and family you will be rewarded. Anyone can join and reap the benefits you need not have ICICI bank account.
2.Citibank – This referral program is exclusively for Citibank users or you can create an account and start referring. When you refer Citi credit cards to your circle you will be rewarded Rs.2000/- directly into your Citibank account its direct money, not points.
The maximum amount you can make is Rs.9999/- in a financial year (April – march)
3.Angel Broking – Whenever you bring new signups and they do trading, you will be rewarded.
4.Asnani – You will be paid 10% brokerage generated from your referrals. Even you can refer a family member with same address of yours.
5.ZeroShulk – This is one of the lucrative deals. You get 20% of the brokerage generated each time a trade is done. For example, if your referral pays Rs.999/- you get Rs.198/-. Maximum up to 50% you can earn.
6.Coinbase – Coinbase is a popular platform for buying and selling cryptocurrencies like Bitcoin, Ethereum, Litecoin etc. Get $10 bonus for signing up and $10 more when you refer a friend.
7. Wealthsimple – Wealthsimple is a robo-investment service to invest your money in low cost index funds. This service is currently available only in US, UK and Canada. You will receive $50 sign-up bonus or $10,000 wealth managed for free. You will get $10,000 managed for free every time you refer someone.
Cashback and deals refer and earn sites
1.CashKaro – You can make more here. When your referral makes Rs.5000/- cashback you will get Rs.500/-(10%) as a referral bonus.
By referring more friends, you could generate a decent income from this program.
E-commerce Refer and Earn sites 2020
1.Amazon – You get Rs.200/- for each friend who signs up at Amazon.in and makes a purchase of Rs.300/- Your friend also get Rs.100(Copyright: Amazon)
2. Flipkart – When each referral makes a purchase for Rs.1000/- from Flipkart app yu will get Rs.200/-.But they must apply your code on Installation.
3. Refer and earn Snapdeal – You get Rs.200/- and your friends will get Rs.100/- in your Freecharge account when they make a first purchase on Snapdeal.
4. Shopclues– When three of your friends download Shopclues app using your referral code you will get Rs.100/- worth voucher.
5. HealthKart – When your referred friend makes a purchase on Healthkart you both receive a coupon worth Rs.250/- which can be used for your next purchase.
6. Netmeds – You get Rs.100/- worth gift voucher when your referee makes the first purchase.
7. Lenskart – When your referred friend signs up he/she get Rs.500/- worth Lenskart gift voucher and when they make their first purchase you get Rs.500/- worth Paytm voucher.
8. BigBasket – You both get Rs.100/- money in Big Basket wallet when your referee makes a purchase of Rs.500/- at a big basket.
9. Redbus – The online bus ticket booking platform redbus.com. Enjoy ₹100 for every successful referral to redBus. The more successful referrals you have, the more you get rewarded.
On the redBus app go to, My Account, then Refer & Earn and simply share the link through your choice of messaging or email apps.
Online Games refer and earn programs
1.Ace2three – If your referee buys 200 real chips from this online rummy platform then you would be rewarded Rs.1000/- for sure.
2.ClassicRummy – On your friend’s first deposit 1000 bonus will be credited to your account. Thereafter for every 500 wagered by your friend 300 bonus will be released to your account.
3.TajRummy – You will receive 100% on your friend’s first deposit.
4.JungleeRummy – Whenever you refer your friend you get RS.1000/- and your friends get Rs.1000/- If you refer 5 friends you get Rs.5000/-
Hosting and domains refer and earn
1.BigRock – Your referee needs to use your coupon code while they purchase a domain on BigRock. Your own domain is your coupon code so you need to have a domain (best suitable for bloggers).
For every three friends who use your coupon, you will get a one-year renewal for your domain.
2.Hosting Raja – When he makes a purchase you get Flat 30% off on your next purchase and for every new customer addition you get Rs.5000/-.
Payment apps refer and earn
- Mobikwik – When your referee adds Rs.100/- in this wallet you get Rs.75/- and your friend gets Rs.50/- as e-cash. You can earn maximum of Rs.15000/- and can use the reward money to shop anywhere online.
- GooglePay – The most popular and trusted payments app Googlepay will pay you anywhere between Rs. 50/- to Rs. 299/- for referring your friends. The referal amount is changed and depends on various factors like festive season, market competition etc. You can also earn lucky rewards for transferring money to your friends.
Travel and Hospitality refer and earn
1.Goibio – Your referee earns 3000/- gocash and you get 1000 gocash on installing Goibibo mobile app. By Linking your phonebook on the app each time when your contacts book on Goibibo you get 50 gocash.
You can use gocash for bookings without any restriction.
2.MakeMyTrip – You get Rs.600/- when your friend downloads the app and Rs.800/- when he books with makemytrip. You can earn upto Rs.7000/-
3.FindMystay – Here you can earn upto Rs.1Lakh but not hard cash but could be redeemed in your next booking with findmystay.
When your referee downloads the app and registers both of you get Rs.300/- in your account.
4.OyoRooms – Your friend gets Rs.1000/- OYO money on successful app installation and you get Rs.200/- oyo money. When he books a hotel through the app you will be rewarded Rs.800/- oyo money.
5.ClearTrip – Refer a friend by sharing your referral code. Earn for every first booking your referrals complete.
When your friend installs and sign-ups they receive a coupon code worth Rs.2000/- for their first booking. You get Rs.1000/- cashback on travel.
6.Goibibo – By inviting your friends to download Goibibo app you get 1000gocash your friend gets 3000gocash which can be used to book flights, hotels, bus, and cars.Unlike other refer and earn sites by linking your phonebook contacts with
Unlike other refer and earn sites by linking your phonebook contacts with an app you get 50gocash whenever your contacts book the service.
Refer your friends for the jobs and make money on job portals
This is very simple.Create an account on myrefers.com finds the list of job opening posted by different companies.Either you can apply for the openings or refer your friends.
On successful closing of the openings, you will be paid a decent commission depends on the job you refer.The best part is for some openings you will be paid after the interview stage itself.
There is a potential to make some real money from this website.
This is similar to myrefers, you will be paid on successful closing of the job by refering your contacts.
The commission paid here for the closing is better than myrefers.
3. SurveySavvy – The popular survery website SurveySavvy pays you for submitting the surveys as well as for refering your friends. You can earn money in 3 ways from this website.
1. You get paid when you complete the surveys
2. You get paid when your friends (direct referals) completes the surveys
3. You get paid when your friend’s friends (indirect referals) completes the surveys
Refer your friends to Spini
Spini is a lead generation platform for real estate, insurance, loans, and interiors.
If you know anyone has the need of property you can post their name and contact number. Spini team will review your lead and if it is found to be genuine and relevant.You will get Rs.100/- for every successful lead you bring.
Refer and earn is as best as affiliate programs where you can make accountable money by investing your effort.
It’s not only bloggers anyone can make money. Just open your mobile starts with the contacts you saved in your mobile. Then move to social media to help your friends find better service or product.
Everything is possible with efforts.
If I have missed any popular lucrative programs please comment down I will add it.