Next to affiliate marketing, refer and earn programs are widely utilized one to build a passive income online.
Interest income, rental income, and royalties are also the better way to build passive income but they need huge investment to make considerable money.
But either affiliate marketing or refer and earn requires huge efforts to make considerable money.
I recently came across a Linkedin post where the Gentleman threw the question to everyone “What do you do if you lose your job tomorrow?”.
Many people accepted they are economically challenged and few stated they will lose the comfort they are enjoying now but only three or four including me commented
We are making passive income through blog or rental or through other means so we are financially less threatened.
Though the question was thrown for discussion it may happen in real to anyone at any time.
Building a second sustainable income is the best way to become independent of others. The Internet made this possible in the 21st century through many options.
If you are the one looking for lucrative refer and earn program then this post will be the useful for you forever.
This is a long read but divided under categories so to jump to the respective section press ctrl+F search for the below keywords for easy navigation.
|1.Academics||2.Banking and trading|
|3.Cashback and deals||4.Ecommerce sites|
|5.Games||6.Hosting and domains|
|7.Payment apps||8. Travel and hospitality|
Refer and earn program in Academics
1.Simplilearn – On referring your friends to take any provided online course you get an amazon voucher and your friend gets 15% discount on course cost.
2.Apna course – On referring your friends you get Apna points which could be redeemed later.
3.Lynda.com -You get referral money when you introduce your friends to Lynda for the membership program.
Banking and trading sectors refer and earn
1.ICICI Bank – When you promote their bank products like pockets to your friends and family you will be rewarded. Anyone can join and reap the benefits you need not have ICICI bank account.
2.Citibank – This referral program is exclusively for Citibank users or you can create an account and start referring. When you refer Citi credit cards to your circle you will be rewarded Rs.2000/- directly into your Citibank account its direct money, not points.
The maximum amount you can make is Rs.9999/- in a financial year (April – march)
3.Angel Broking – Whenever you bring new signups and they do trading, you will be rewarded.
4.Asnani – You will be paid 10% brokerage generated from your referrals. Even you can refer a family member with same address of yours.
5.ZeroShulk – This is one of the lucrative deals. You get 20% of the brokerage generated each time a trade is done. For example, if your referral pays Rs.999/- you get Rs.198/-. Maximum up to 50% you can earn.
6.Zerodha – Every trade executed by friends will fetch you 10% of brokerage to your account.
Cashback and deals sites refer and earn programs
1.CashKaro – You can make more here. When your referral makes Rs.5000/- cashback you will get Rs.500/-(10%) as a referral bonus.
By referring more friends, you could generate a decent income from this program.
Ecommerce Sites Refer and Earn programs
1.Amazon – You get Rs.200/- for each friend who signs up at Amazon.in and makes a purchase of Rs.300/- Your friend also get Rs.100(Copyright: Amazon)
2.Flipkart – When each referrals make a purchase for Rs.1000/- from Flipkart app yu will get Rs.200/-.But they must apply your code on Installation.
3.Snapdeal – You get Rs.200/- and your friends will get Rs.100/- in your Freecharge account when they make first purchase on Snapdeal.
4.Shopclues– When three of your friends download Shopclues app using your referral code you will get Rs.100/- worth voucher.
5.HealthKart – When your referred friend make a purchase on Healthkart you both receive a coupon worth Rs.250/- which can be used for your next purchase.
6.Netmeds – You get Rs.100/- worth gift voucher when your referee makes first purchase.
7.Lenskart – When your referred friend signs up he/she get Rs.500/- worth Lenskart gift voucher and when they make their first purchase you get Rs.500/- worth Paytm voucher.
8.BigBasket – You both get Rs.100/- money in Big Basket wallet when your referee makes a purchase of Rs.500/- at bigBasket.
Online Games refer and earn programs
1.Ace2three – If your referee buy 200 real chips from this online rummy platform then you would be rewarded Rs.1000/- for sure.
2.ClassicRummy – On your friend’s first deposit 1000 bonus will be credited to your account. Thereafter for every 500 wagered by your friend 300 bonus will be released to your account.
3.TajRummy – You will receive 100% on your friend’s first deposit.
4.JungleeRummy – Whenever you refer your friend you get RS.1000/- and your friends get Rs.1000/- If you refer 5 friends you get Rs.5000/-
Hosting and domains refer and earn
1.BigRock – Your referee needs to use your coupon code while they purchase domain on BigRock. Your own domain is your coupon code so you need to have a domain (best suitable for bloggers).
For every three friends who uses your coupon, you will get a one-year renewal for your domain.
2.Hosting Raja – When he makes a purchase you get Flat 30% off on your next purchase and for every new customer addition you get Rs.5000/-.
Payment apps refer and earn
1.Mobikwik – When your referee adds Rs.100/- in this wallet you get Rs.75/- and your friend gets Rs.50/- as e-cash. You can earn maximum of Rs.15000/- and can use the reward money to shop anywhere online.
Travel and Hospitality refer and earn
1.Goibio – Your referee earns 3000/- gocash and you get 1000 gocash on installing Goibibo mobile app. By Linking your phonebook on the app each time when your contacts book on Goibibo you get 50 gocash.
You can use gocash for bookings without any restriction.
2.MakeMyTrip – You get Rs.600/- when your friend downloads the app and Rs.800/- when he books with makemytrip. You can earn upto Rs.7000/-
3.FindMystay – Here you can earn upto Rs.1Lakh but not hard cash but could be redeemed in your next booking with findmystay.
When your referee downloads the app and registers both of you get Rs.300/- in your account.
4.OyoRooms – Your friend gets Rs.1000/- OYO money on successful app installation and you get Rs.200/- oyo money. When he books a hotel through the app you will be rewarded Rs.800/- oyo money.
5.ClearTrip – Refer a friend by sharing your referral code. Earn for every first booking your referrals complete.
When your friend installs and sign-ups they receive a coupon code worth Rs.2000/- for their first booking. You get Rs.1000/- cashback on travel.
Refer and earn is as best as affiliate programs where you can make accountable money by investing your effort.
It’s not only bloggers anyone can make money. Just open your mobile starts with the contacts you saved in your mobile. Then move to social media to help your friends find better service or product.
Everything is possible with efforts.
If I have missed any popular lucrative programs please comment down I will add it.